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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a claim from a car accident to be settled than an 18-wheeler accident. This is due to the fact that truck accidents can cause serious injuries. But, every truck crash is unique and there are many factors that affect how long it takes to settle. Here are some of the most important aspects. Insurance claims Like all vehicles on the road, 18-wheeler truckers must carry a minimum amount of insurance. This is a good reason; collisions with large trucks can cause more severe injuries and property damage than a typical car accident. These crashes can cause death and severe injuries. It is therefore important that victims of these wrecks make a claim for the compensation they are entitled to. It isn't easy to find a policy that will meet all your needs even though 18 wheeler coverage is a necessity. You may need to purchase additional insurance based on the type and size of cargo your trucks carry. For instance, hazmat carriers could require up to $5 million in liability insurance. Other policies you could need include towing insurance, trailer interchange insurance and cargo insurance. A knowledgeable attorney can also assist you in determining what kind of insurance is required by your business. They can also assist you in negotiating with insurance companies so that your claim will be properly resolved. In some cases, the insurance companies may try to decrease their liability by claiming negligence of a comparative nature. This can significantly diminish the value of your claim. An attorney can help you to disprove these claims and secure the maximum compensation you deserve. A skilled lawyer can ensure that you get the funds needed to recuperate regardless of the manner in which you were injured in your accident. Settlements In most cases, the person who was injured of a truck crash will receive a settlement offer prior to filing a lawsuit. This offer is usually below what the victim deserves. It's provided by the trucking company or their legal team. The victim should not accept a deal without consulting a personal injury attorney first. The value of the settlement is contingent upon a number of aspects, including the severity of the injuries and property damage. It also depends on medical costs. Other damages that are not economic can also be considered, especially if the crash left you physically and emotionally harmed. However they are also more difficult to quantify and require expert analysis. The determination of liability is a key aspect that affects the final amount of compensation. If you can prove the responsible party broke traffic laws or was negligent, or caused the accident through some other act of misconduct, they will be liable for your damages. However, there are other legal defenses that can limit the liability of a party, such as contributory negligence or comparative fault. The owners of trucking companies can also be held accountable for an accident. This is possible if the driver of the truck was operating in poor conditions, or if the company did not maintain the vehicle in good repair. The cargo loading and shipping firm could also be liable for the cargo if it was improperly loaded, or a component was damaged. Filing a lawsuit You could be required to file a suit if the insurance company did not provide an equitable settlement. This could delay the resolution of your case, however, it could also lead to a greater settlement of damages. A lawyer for a truck accident is the best choice, regardless of whether you decide to settle or go to court. You require someone to guard your interests since insurance companies will try to minimize your claim. A Lafayette truck accident lawyer will examine the accident, determine the value of your damages, and ensure that you receive the maximum damages for your injuries. In many 18-wheeler collisions there are a variety of people who are accountable. If the truck driver was driving under the under the influence of alcohol or had violated the rules governing hours of service then his or her employer could be held accountable. A company that manufactures a component or repair shop could also be held accountable in the event that the component was defective and the cause of the accident. Moreover, cargo-loading or shipping companies could be held accountable for accidents involving their trucks. 18 wheeler accident lawsuit cedar rapids is because these trucks must be loaded and transported in a secure manner to prevent them from tipping over or hitting the ground. The companies must follow strict safety regulations. You may also be able to recover other damages that are not economic, such as discomfort and pain. Trial Most truck accident cases are settled through negotiations with an insurance company. A fair settlement should consider all medical expenses or treatment costs, as well as other losses you are likely to incur. An attorney can help determine the possible future damages and whether punitive damages can be a factor. The amount of time it takes to obtain a fair and final settlement depends on many factors, and a qualified attorney will be able to guide you through the process. The most important aspect is the severity of your injuries, which will determine the amount of compensation you're entitled to. Some injuries only affect you for just a few months or weeks and others could have a a longer or permanent impact on your life. It can take a long time to determine the cause of the accident, since it's not always apparent in 18 wheeler crashes. It is because multiple parties can be held responsible as well as the truck driver and the company that employs him. In some instances, there may be mechanical issues with the vehicle that could cause a crash. In the event of a crash, it is necessary to hold the manufacturer or repair shop responsible for your injuries. There are a variety of factors that affect the amount of a settlement for an 18 wheeler collision however, in general these accidents usually result in larger settlements than those with automobiles. This is because of the nature of injuries and the damages caused by these accidents, which can often be devastating.